Travel Insurance

International Travel Insurance - Travel Flex

Unique new International Travel Insurance for every traveler needs....

FCM Vietnam offers an international Travel Insurance on various needs and style of our travelers, short trips, longer durations, frequent traveler a comprehensive coverage, or  just the necessary coverage of your choice.

International Travel Insurance covers 3 options:

  • Travel from Vietnam to overseas destination
  • Travel from overseas destination to Vietnam
  • Travel from overseas destination to overseas destination

Coverage highlights

Flexible plans of insurance to meet the need of your traveling

  • Maximum period of insurance up to 180 days.
  • No deductible amount for all benefits (except Optional Rental Car Protection).
  • Coverage for winter sports, rafting, bungee-jumping and various aquatic sports without additional premium.
  • Available 24/7 Referral Service such as legal assistance, obtaining replacement of lost travel doucments, etc.
  • Free coverage for child if you and your spouse have same travel insurance.
  • 24/7 worldwide emergency assistance service.
  • Medical expenses and emergency assistance (Covers the cost if medical treatment arising from illness ir accident injury for both Inpatient and Outpatient).
  • Personal Accident (Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes).
  • Optional benefits; Incidental Cover (Covers incidents during the trip) and Rental Car Protection (loss of damage occurs to a rental car result directly from fire, theft, collision or vandalism).
  • Special; Automatic Extension of the Period of Cover; The period of cover will be extended without charge for a maximum 5 days through circumstabces outside the Insured Person's control.

Main exclusions

  • Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), mental and nervous disorder, insanity, alcoholism or drug addiction, self exposure to needless peril, venereal disease, AIDS or AIDS related complex.
  • Any pre-exisitng conditions or excluded illness.
  • Any professional sport, racing and competition of any kind, sky diving, rock or mountain climbing normally involving the use of ropes or other equipment, hang gliding, or parachuting.
  • Losses not reported to police within 24 hours, and / or to the carrier immediately as appropriate.
  • No proof is provided for relevant expenses/loss.
  • Normal wear and tear, breakage or damage to fragile article.
  • Liability arising out of the use of motorized vehicles, aircraft, water craft, willful, malicious or unlawful act, any cost resultingfrom criminal proceedings.
  • Driving whilst intoxicatedor under the influence of drugs or narcotics.
  • Intentional loss or damage, use of the car rental in violation of the car rental agreement.
  • Liability or damage whether or not the Insured Person is responsible under the car rental agreement

Areas Covered

  • ASEAN (South East Asia): Brunei, Cambodia, Indonesia, Laos, Myanmar, Philippines, Singapore, Thailand, Vietnam
  • ASIA: ASEAN, Australia, China, Hong Kong, India, Japan, Korea, Macau, New Zealand, Taiwan, Sri Lanka, Mongolia
  • Worldwide: ASEAN, ASIA and the rest of world except Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

Age Limit

A minimum age of 6 weeks to a maximum age of 75 years.


Premium Prices

Choice from Plan A, Plan B, Plan C coverage - Medical Expenses & Emergency Assistance, Personal Accident and Incidental Cover;

Full coverage Plan A - Asean Region : 1 - 5 days VND 244.000 (USD10,70)

Full coverage Plan A -  Asia Region   :  1 - 5 days VND 324.000 (USD14,30)

Full coverage Plan A -  Worldwide      :  1 - 5 days VND 304.000 (USD13,40) 

**The premium in USD is for reference only on the exchange rate of 22.720 (USD/VND)


International Travel Insurance Information, please click on the attached PDF's.

  • Benfits & Plan coverage;
  • Claim Procedure

International Travel Insurance needed, please click on; www. or contact your Business Travel Consultant to add the insurance to your trip.


"Travel safety has become a top priority in an uncertain world. Travel Flex is always an effective protection giving us the chance to travel and enjoy our trip with peace of mind”